Hello, We are Tori and Tim
Funding options
We are Certified Private Money Brokers. We work with hundreds of Private Lenders to help you obtain the private funding you need for your next project.
The private lenders we work with are asset based... NOT credit based. In these times, we felt that a bit more useful, so we went that direction.
Personalized Loan Program
Loan Purposes
Loan Parameters
Interest Rates
Acquisition, Cash-Out, Refinance, Rehab, buy/hold
Interest Rates
Loan Parameters
Interest Rates
Varies depending on the lender we find and the picture of your deal. We would submit your deal to multiple lenders to determine your options. No cost to search around. You agree to the terms before proceeding.
Loan Parameters
Loan Parameters
Loan Parameters
Purchase: 90% Purchase; 100% Rehab not to Exceed 65% LTV;
Refi: 65% of ARV, Cash out Refi 50% LTV
There are some programs that are less. It depends on the lender.
Credit Score
Credit Score
Loan Parameters
No Minimum Credit Score
Terms
Credit Score
Loan Amount
6 - 24 Months for rehabs
Up to 30 years for buy and hold. Some do rehabs that convert to buy and holds making a 17 year loan if not paid off in time.
Loan Amount
Credit Score
Loan Amount
$30,000 up to FHA Cap
About Us
Main Loan Purposes
Non-Owner Occupied, SFR (1-4 Units)
The main lender that we use is NOO only. However, we have access to hundreds of other lenders and will shop for the best product for your specific deal..
Our main goal is to assist in funding loans in a quick and efficient manner. Everyone needs to start somewhere, including us. The 2nd goal is to help coach our clients to be in a position to loan money, not borrow from us.
The Application
If you have more questions, please visit the FAQs at the bottom of the page. If you are ready to see how things look, don't be afraid. It doesn't hurt to find out what, if anything, can be done. See the pre application here.
Before we can truly begin go through your loan options and numbers, we will need you to sign an agreement to work with us. No payment is due to us unless we close your loan.
Closing
Closing will most likely be in about 3 days to 3 weeks, depending on what you need. Make sure you submit all of the application documents asked for as quickly as possible, so closing is not delayed.